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No Data Selling
100% Secure
Legal Document

Your Privacy. Our Sacred Commitment.

We believe privacy is a fundamental human right , not a legal formality. This policy explains β€” in plain language β€” exactly what data we collect, why we collect it, how we protect it, and the complete control you hold over it.

Effective: January 1, 2025
Updated: June 15, 2025
Version: 2.0
Read Time: ~10 minutes
Jurisdiction: India
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Never Sold
Your data is never sold to third parties, advertisers, or data brokers. Ever.
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Encrypted Safe
All personal data is protected with industry-standard encryption at rest and in transit.
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Fully Transparent
We tell you exactly what we collect, why, and for how long β€” no hidden practices.
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You're in Control
Access, correct, or delete your data any time. One email is all it takes.
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Our Privacy Promise to You

Six unbreakable commitments β€” not legal jargon

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Never Sold Your data is never sold to anyone, ever, under any circumstances.
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Purpose-Limited We only use your data for the specific reason we collected it.
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Time-Limited We keep your data only as long as legally necessary, then delete it.
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Always Secured Enterprise-grade encryption protects every piece of your data.
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Fully Visible You can see, export, or delete all your data with one request.
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Consent-Driven We collect only what you knowingly and voluntarily share with us.
1

Introduction

Our Privacy Philosophy
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Welcome to the Privacy Policy of the Luckybhau Prosperity Architect Platform ("Platform," "we," "us," or "our"). This document governs how we collect, use, store, protect, and share your personal information when you interact with our website, services, educational sessions, WhatsApp groups, Telegram communities, or any associated digital touchpoint.

We wrote this policy in plain, human language β€” not legal gibberish β€” because we believe you have the right to clearly understand how your data is handled. If you ever have questions about anything here, please reach out. We genuinely welcome the conversation.

By using our platform, you consent to the practices described in this policy. If you disagree with any part of this Privacy Policy, please discontinue use of our platform and contact us to have your data removed. We will process deletion requests within 30 days.

This policy is compliant with India's Digital Personal Data Protection (DPDP) Act, 2023 , the Information Technology Act, 2000, and aligns with international best practices including GDPR principles .

2

Who We Are

The Data Controller
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For the purpose of data protection laws, the data controller responsible for your personal information is:

Data Controller Identity

Platform Name: Luckybhau Prosperity Architect Platform

Founder / DPO: Luckybhau

Primary Email: hello@luckybhau.com

Privacy Email: privacy@luckybhau.com

Country of Operation: India

Grievance Officer Email: grievance@luckybhau.com

We act as the Data Fiduciary under India's DPDP Act 2023, meaning we determine the purpose and means of processing your personal data. We are committed to processing your data lawfully, fairly, and transparently in accordance with all applicable regulations.

3

Data We Collect

What Information We Gather
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We collect only the minimum data necessary to deliver our services effectively. Here is a complete, transparent breakdown:

Personal Identification Data

  • Full name (provided voluntarily for session booking)
  • Phone number (for session confirmation and WhatsApp communication)
  • Email address (for confirmation emails and newsletters if subscribed)
  • City / Location (to understand your regional context)
  • Profession / Occupation (to personalize HLV session content)

Financial Awareness Data (HLV Sessions)

  • Monthly family expenses β€” provided voluntarily for HLV calculation
  • Approximate asset values β€” savings, insurance, gold (rough estimates only)
  • Future financial goals β€” education, marriage, retirement planning
  • Remaining working years β€” for lifetime income value calculation

⚠️ This data is used exclusively to prepare your HLV report. It is never shared externally and is treated with the highest sensitivity.

Technical & Usage Data (Automatic Collection)

  • IP address and general geographic location (country/city level only)
  • Browser type, version, and operating system
  • Pages visited, time spent, and navigation patterns
  • Device type (mobile, tablet, desktop)
  • Referral source (how you found our website)

Communication Data

  • Messages sent via our contact form
  • WhatsApp messages for session booking and follow-up
  • Email correspondence related to our services
  • Feedback, testimonials, or survey responses you provide

What we NEVER collect: Government ID numbers (Aadhaar, PAN), bank account or card details, passwords or PINs, biometric data, precise real-time location, or any sensitive personal information beyond what is explicitly listed above.

4

How We Collect Your Data

Collection Methods & Sources
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We collect data through the following clearly defined channels β€” always with your awareness:

  • Contact & Session Booking Forms β€” When you fill our website forms to book a free session or send an enquiry
  • WhatsApp Communication β€” When you initiate contact with us or join our WhatsApp community groups
  • Live HLV Sessions β€” Financial awareness data shared during consultation sessions (with your verbal consent)
  • Email Correspondence β€” When you email us directly for any purpose
  • Telegram Groups β€” Username and messages in our community channels
  • Website Cookies & Analytics β€” Automatically collected technical data (see Section 10 for full details)
  • Social Media Interactions β€” Public interactions on our official social media pages
  • Network Partner Referrals β€” When a current partner refers you and provides basic contact information

We never purchase data lists or obtain your information from data brokers. Every piece of data we have about you was either provided directly by you or collected with your knowledge through legitimate platform interactions.

5

Why We Use Your Data

Purpose & Legal Basis
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Every use of your data has a clear, specific purpose. Here is our complete, transparent table of purposes:

Purpose Data Used Legal Basis Can Opt Out?
Session Booking & Confirmation Name, Phone, Email Contract performance No (core service)
HLV Calculation & Report Financial awareness data Consent (explicit) Yes β€” always
WhatsApp Follow-Up Phone number Legitimate interest + Consent Yes β€” opt out anytime
Email Newsletter / Updates Email address Consent Yes β€” unsubscribe link
Platform Improvement Anonymous usage data Legitimate interest Partial (cookies)
Community Events & Invitations Name, Phone, City Consent Yes β€” always
Legal Compliance As required by law Legal obligation No (legal mandate)

We will never use your data for a purpose not listed above without first seeking your explicit consent. If our purposes change, we will notify you in advance and give you the opportunity to withdraw consent before the new processing begins.

6

Data Sharing & Disclosure

Who Else Sees Your Data
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We NEVER sell, rent, or trade your personal data. This is an absolute, unconditional commitment β€” not subject to exceptions based on business circumstances, partnerships, or financial pressures.

We may share your data only in these strictly defined, limited circumstances:

Service Providers (Data Processors)

We work with a small number of trusted technology providers who help us operate our platform. These include: email service providers, website hosting services, and analytics tools. All providers are bound by Data Processing Agreements (DPAs) and may only use your data to deliver services to us β€” never for their own purposes.

Legal Requirements

We may disclose data if required by a valid court order, law enforcement request, regulatory authority, or to protect the legal rights, safety, or property of our platform and its users. We will notify you of such disclosures where legally permissible.

Business Transfers

In the unlikely event of a merger, acquisition, or asset sale, your data may be transferred to the acquiring entity. We will notify you 30 days in advance and give you the option to delete your data before any transfer occurs.

  • We do NOT share with advertisers, marketers, or data brokers
  • We do NOT share your HLV data with insurance companies without explicit consent
  • We do NOT share your WhatsApp number with any third party
  • We do NOT share data with our network partners without your specific consent
  • We do NOT share data across international borders without adequate safeguards
7

Data Storage & Security

How We Protect Your Information
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We take the security of your personal data seriously and implement multiple layers of protection to safeguard it from unauthorized access, alteration, disclosure, or destruction.

Storage Location

Your data is stored on secure servers located in India or within jurisdictions that provide adequate data protection standards. All storage facilities are ISO 27001 certified or equivalent.

Security Measures We Implement

  • SSL/TLS Encryption β€” All data transmitted to/from our website is encrypted
  • AES-256 Encryption β€” Data at rest is protected with military-grade encryption
  • Access Controls β€” Only authorized team members can access personal data, on a need-to-know basis
  • Regular Security Audits β€” Our systems are periodically tested for vulnerabilities
  • Two-Factor Authentication β€” All admin accounts require 2FA
  • Secure Data Disposal β€” Deleted data is permanently wiped, not just marked inactive
  • Incident Response Plan β€” We have a documented process to handle data breaches

Data Breach Protocol

In the event of a data breach that affects your personal information, we will notify you within 72 hours of becoming aware of the breach, in compliance with DPDP Act requirements. Notification will include: the nature of the breach, data affected, steps we are taking, and recommended actions for you.

Important: No method of data transmission or storage is 100% secure. While we use best-in-class security measures, we cannot guarantee absolute security. We encourage you to use strong passwords and not share session access links with others.

8

Data Retention

How Long We Keep Your Data
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We keep your data only as long as necessary for the purposes outlined in this policy or as required by law. Our retention schedule is transparent and time-bound:

Data Type Retention Period Reason Deletion Method
Session booking data 3 years Service records & legal compliance Secure wipe
HLV calculation data 2 years Follow-up session preparation Permanent deletion
Email communications 3 years Dispute resolution capability Secure archive then deletion
WhatsApp messages 1 year Service quality & compliance Deletion from records
Website analytics data 26 months Platform improvement Anonymization then deletion
Financial / payment records 7 years Indian tax & legal requirements Secure archive
Newsletter subscribers Until unsubscribed Consent-based communication Immediate on unsubscribe

Right to early deletion: You may request deletion of your data at any time before the standard retention period expires. We will fulfill verified deletion requests within 30 days, except where legal obligations require us to retain certain records.

9

Your Rights Under DPDP Act 2023

Complete Control Over Your Data
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Under India's Digital Personal Data Protection Act 2023, and consistent with international privacy standards, you have the following comprehensive rights regarding your personal data:

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Right to Access
Request a complete copy of all personal data we hold about you, in a readable format.
Fulfilled within 30 days
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Right to Correction
Request correction of any inaccurate, incomplete, or outdated personal information.
Fulfilled within 14 days
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Right to Erasure
Request permanent deletion of your personal data where no legal obligation requires retention.
Fulfilled within 30 days
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Right to Object
Object to processing of your data for direct marketing, profiling, or legitimate interest purposes.
Immediate effect
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Right to Portability
Receive your data in a structured, machine-readable format to transfer to another service.
Fulfilled within 30 days
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Right to Restrict
Request restriction of processing while accuracy is disputed or objection is considered.
Immediate on request
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Right to Withdraw Consent
Withdraw consent for any consent-based processing at any time, without penalty.
Immediate effect
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Right to Grievance
Lodge a complaint with our Grievance Officer or the Data Protection Board of India.
Response within 24 hours

To exercise any of these rights: Email privacy@luckybhau.com with your full name, contact number, and the specific right you wish to exercise. We will verify your identity and respond within the timelines above. All rights are exercised at zero cost to you.

10

Cookies & Tracking Technologies

How We Track Website Usage
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Our website uses cookies and similar tracking technologies to improve your experience and understand how visitors use our platform. Here is a complete breakdown:

Managing Your Cookie Preferences

You can control cookies through your browser settings. Most browsers allow you to refuse cookies or delete existing ones. Please note that disabling essential cookies may impact website functionality. You can also use browser extensions like uBlock Origin for additional tracking protection.

11

WhatsApp, Telegram & Social Media

Third-Platform Communication Privacy
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We use WhatsApp and Telegram as primary communication channels. Understanding the privacy implications of these platforms is important:

WhatsApp Usage

What we use it for: Session confirmations, follow-up communications, sharing HLV reports, community updates, and responding to your queries.

Your number: Never shared with third parties. Only used for platform communications.

Community groups: When you join our WhatsApp groups, your number may be visible to other group members. Leave any group at any time.

WhatsApp's own privacy: WhatsApp has its own Privacy Policy (Meta/Facebook). We recommend reviewing it at whatsapp.com/legal/privacy-policy.

Telegram Usage

Our Telegram community channels are public/semi-public spaces. Messages you post in these channels may be visible to other members. We do not store or process Telegram message content on our own servers.

Social Media Pages

Our official pages on YouTube, Instagram, and Facebook are governed by those platforms' privacy policies. We collect only publicly visible interactions (likes, comments) for engagement analytics. We do not access your private social media data.

Opt-out of WhatsApp communication: Simply send "STOP" to our WhatsApp number or email us at privacy@luckybhau.com and we will remove you from all WhatsApp communication within 24 hours.

12

Children's Privacy

Protection of Minors
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Protecting the privacy of children is of paramount importance to us. Our platform is designed for adults aged 18 and above.

  • We do not knowingly collect personal data from children under 18 without verified parental consent
  • If you are under 18 and wish to access our educational content, parental or guardian consent is required
  • If we discover that a child under 13 has provided us with personal data without parental consent, we will immediately delete that information
  • Parents or guardians who believe their child's data has been collected may contact us at privacy@luckybhau.com for immediate deletion
  • Network business participation is strictly for adults 18+ only

If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately at privacy@luckybhau.com. We will investigate and delete the data within 7 days.

13

Third-Party Links & Services

External Sites & Our Responsibility
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Our platform may contain links to external websites, resources, or services that are not operated by us. These include:

  • AstoneaOne platform and its associated pages
  • YouTube, Instagram, Facebook official pages
  • Payment gateways for paid programs
  • Educational resource references and external articles
  • WhatsApp and Telegram (Meta and Telegram's own platforms)

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to review the Privacy Policy of every site you visit. Clicking a link on our platform does not mean we endorse the privacy practices of the linked site.

AstoneaOne Specifically

AstoneaOne is a separate platform with its own Privacy Policy and Terms of Service. Your participation in AstoneaOne creates a data relationship directly with AstoneaOne. We recommend reviewing their policies independently at their official website.

14

International Data Transfers

Cross-Border Data Flows
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As a primarily India-based platform, we store and process most data within India. However, some of our service providers may operate internationally, which could result in your data being processed in other countries.

Our Transfer Safeguards

When your data is transferred internationally, we ensure adequate protections are in place:

  • We only transfer data to countries with adequate data protection laws
  • Standard Contractual Clauses (SCCs) are in place with all international processors
  • All international processors are bound by data protection agreements
  • We do not transfer HLV or sensitive financial awareness data internationally

Common international services we use: Google Analytics (USA β€” anonymized, Standard Contractual Clauses apply), Email service providers (India/USA β€” DPA in place). All transfers comply with India's DPDP Act 2023 and applicable regulations.

15

Policy Updates & Changes

How We Notify You of Changes
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We may update this Privacy Policy periodically to reflect changes in our data practices, legal requirements, or platform services. We are committed to transparent communication about any such changes.

How We Notify You

  • Material changes β€” Email notification sent at least 14 days before changes take effect
  • Minor updates β€” Prominent notice on our website for 30 days
  • WhatsApp community β€” Notification posted in our groups
  • Version history β€” All previous versions available on request

Your options on policy change: If you disagree with material changes to this policy, you have the right to discontinue use of our platform and request deletion of your data before the new policy takes effect. Continued use after the effective date constitutes acceptance.

The date at the top of this policy ("Last Updated") indicates when the most recent changes were made. We encourage you to review this policy periodically. The current version is always available at luckybhau.com/privacy .

16

Contact Us & Grievance Redressal

We're Here to Help
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If you have any questions, concerns, or wish to exercise any of your data rights β€” please contact us. We promise to respond promptly, personally, and helpfully.

Data Protection Board of India

If you are not satisfied with our response to a privacy complaint, you have the right to lodge a complaint with India's Data Protection Board of India once established under the DPDP Act 2023, or approach the Consumer Forum under the Consumer Protection Act 2019. National Consumer Helpline: 1800-11-4000 (toll-free).

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Your Privacy. Our Promise.

By using our platform, you acknowledge that you have read and understood this Privacy Policy. We are committed to honoring every promise made in this document β€” not because the law requires it, but because your trust is the foundation of everything we do.

Version History

Policy Change History

Current β€” v2.0
June 15, 2025
Major update: DPDP Act 2023 compliance, added 8-right user rights section, updated cookie policy, added international transfer safeguards, children's privacy section.
Previous β€” v1.2
January 1, 2025
Updated WhatsApp & Telegram section, refined data retention periods, added grievance officer contact details.
Previous β€” v1.1
July 1, 2024
Added HLV data handling section, security measures update, breach notification protocol added.
Original β€” v1.0
March 1, 2024
Initial Privacy Policy published at platform launch. Basic data collection, usage, and user rights.
Privacy First, Always

Have Privacy Concerns?
We Welcome Them.

No question about your privacy is too small. We read every email, respond personally, and take every concern seriously. Your trust means everything to us.