Please read these terms carefully before using our platform, services, or engaging with the Luckybhau Prosperity Architect ecosystem. By accessing our content, you agree to these terms.
These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Luckybhau Prosperity Architect Platform ("we," "us," "our," or "Company"). By accessing, browsing, or using our website, services, educational materials, or joining our network platform — you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree, please discontinue use immediately.
By accessing or using the Luckybhau Prosperity Architect Platform — including our website, mobile applications, social media channels, WhatsApp groups, Telegram communities, educational sessions, HLV consultations, or any affiliated service — you expressly agree to these Terms and Conditions.
Your continued use of our platform constitutes ongoing acceptance. These Terms apply to all visitors, users, students, network partners, consultation seekers, and any person who interacts with our content in any form or capacity.
We reserve the right to update, modify, or replace these Terms at any time. Material changes will be communicated via email, WhatsApp notification, or prominent notice on our platform. Your continued use after such notification constitutes acceptance of the revised Terms.
Luckybhau Prosperity Architect Platform is a financial education, personal development, and network marketing enablement platform operating in India. We provide prosperity education, Human Life Value (HLV) awareness sessions, Musical Gratitude Healing content, and network business opportunities through the AstoneaOne platform.
Brand Name: Luckybhau Prosperity Architect Platform
Nature: Financial Education & Network Marketing Education Platform
Country of Operation: India (with online services globally)
Primary Language: English and Hindi
Contact: hello@luckybhau.com
We operate as an educational and awareness platform , not as a registered financial advisor, broker, insurance company, or regulated financial institution. All financial discussions are for educational and awareness purposes only .
We are NOT a bank, investment firm, insurance company, or SEBI-registered entity. Our role is prosperity education and financial awareness. Always consult a qualified, licensed financial advisor before making investment decisions.
Our platform provides the following core services, each governed by these Terms:
Free and paid sessions where we calculate your Human Life Value using our proprietary formula: HLV = (A + B + D) − C. These are educational calculations for awareness purposes. They do not constitute financial advice.
Online and offline workshops, webinars, training sessions, and educational content covering financial literacy, Rich Dad philosophy, passive income concepts, and wealth-building strategies.
Sound frequency therapy sessions using 432Hz and 528Hz frequencies combined with gratitude practices. These are wellness and mindset tools — not medical treatments or psychological therapy.
Training, mentorship, and support for building network marketing businesses through the AstoneaOne platform. Income results are variable and depend entirely on individual effort, skill, and market conditions.
Access to our WhatsApp groups, Telegram channels, online communities, prosperity workshops, and recognition events.
To use our platform, you must meet the following eligibility criteria:
False representation of eligibility is a serious breach of these Terms and may result in immediate termination of access, legal action, and recovery of any associated costs.
By using our platform, you agree to the following obligations:
All content, materials, frameworks, and intellectual property on this platform are the exclusive property of Luckybhau Prosperity Architect Platform and are protected by Indian and international intellectual property laws.
The HLV Calculation Formula (A+B+D−C framework and all derivatives)
The "Prosperity Architect" brand name, logo, and visual identity
The 7-Stage Passive Income Roadmap framework
The Luckybhau Prosperity Formula and all training content
Musical Gratitude Healing protocols and session content
All website content, copy, images, videos, and design elements
Presentation materials, PDFs, reports, and educational documents
Limited License: You are granted a personal, non-exclusive, non-transferable license to access and use our content solely for your own personal and non-commercial learning purposes. This license does not permit redistribution, reproduction, modification, or commercial use of any materials without prior written consent.
Unauthorized use, reproduction, or distribution of our intellectual property will result in immediate termination of access and may result in civil and/or criminal legal proceedings under the Indian Copyright Act, 1957.
This is one of the most important sections of these Terms. Please read it carefully.
IMPORTANT DISCLAIMER: All content, sessions, HLV calculations, income projections, wealth strategies, and financial information provided by Luckybhau Prosperity Architect Platform is strictly for educational and awareness purposes only. Nothing on our platform constitutes financial advice, investment advice, insurance advice, tax advice, or any form of regulated financial guidance.
Any income figures, earnings examples, or financial results shared by our team members, testimonials, or educational content represent individual experiences. Results vary significantly based on individual effort, skills, network, market conditions, and other factors entirely outside our control.
The vast majority of network marketing participants earn modest incomes or no income at all. We encourage realistic expectations and thorough due diligence before any financial commitment.
If you choose to participate in the AstoneaOne network business opportunity through our platform, the following specific terms apply in addition to these general Terms & Conditions.
Our platform adheres to the Government of India's Direct Selling Guidelines 2021. We operate with full transparency and encourage all partners to do the same. Compliance is mandatory. Violations may result in immediate partnership termination.
Free Sessions are always 100% free. No hidden charges, no obligation to purchase, and no payment information required for any free consultation or HLV calculation session.
For paid programs, courses, and events:
| Service Type | Payment Terms | Refund Eligibility |
|---|---|---|
| Free HLV Session | No charge | N/A — Always free |
| Paid Workshop / Seminar | Full payment at booking | 100% refund if cancelled 48hrs before |
| Online Course / Program | Full payment before access | Refund within 7 days if content not accessed |
| Network Business Joining | Per AstoneaOne policy | Per AstoneaOne refund policy |
| Premium Mentorship | Monthly / as agreed | Pro-rated refund within 3 days of cycle |
All refund requests must be submitted in writing to hello@luckybhau.com with your full name, transaction ID, and reason for the request. Approved refunds will be processed within 7–14 working days to the original payment method.
Your privacy is deeply important to us. This section summarizes our data practices. For complete details, please review our full Privacy Policy .
Data Retention: We retain your data for a maximum of 3 years from your last interaction, or as required by applicable law. You may request deletion at any time by emailing hello@luckybhau.com.
To the maximum extent permitted by applicable law, Luckybhau Prosperity Architect Platform, its founder, team members, trainers, and affiliates shall not be liable for any of the following:
Maximum Liability Cap: In any event, our total liability to you for any claims arising from the use of our platform shall not exceed the amount paid by you to us in the 3 months preceding the claim, or ₹5,000 — whichever is lower.
Some jurisdictions do not allow limitation of liability for certain types of damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
The following activities are strictly prohibited and may result in immediate termination and legal action:
Violations of this section may result in: Immediate account termination, civil legal proceedings, reporting to relevant authorities, and recovery of all damages and legal costs from the violating party.
We reserve the right to suspend or terminate your access to our platform, communities, and services under the following circumstances:
Upon termination: Your access to all platform content, groups, and communities will be immediately revoked. Any outstanding obligations, payment dues, or legal claims will survive termination. Content you have posted may be retained or removed at our discretion. You may appeal a termination decision by contacting hello@luckybhau.com within 14 days.
You may voluntarily terminate your use of our platform at any time by simply discontinuing use and requesting account deletion via email. We will process deletion requests within 30 days.
These Terms shall be governed by and construed in accordance with the laws of the Republic of India , without regard to its conflict of law provisions.
Step 1 — Informal Resolution: Contact us at hello@luckybhau.com. Most issues are resolved within 14 business days through direct communication.
Step 2 — Mediation: If informal resolution fails, both parties agree to attempt mediation through a mutually agreed-upon mediator before proceeding to legal action.
Step 3 — Arbitration: Unresolved disputes shall be settled by arbitration under the Arbitration and Conciliation Act, 1996, with a single arbitrator.
Step 4 — Litigation: If arbitration fails, disputes shall be subject to the exclusive jurisdiction of courts in [Your City], India.
If you have any questions, concerns, grievances, or requests related to these Terms & Conditions, please contact us through any of the following channels:
Email: grievance@luckybhau.com
WhatsApp: +91 7359910557
Response Time: Within 48 hours on working days
In compliance with the Information Technology (Intermediary Guidelines) Rules, we have designated a Grievance Officer to handle complaints from Indian users:
Name: Luckybhau (Founder)
Email: grievance@luckybhau.com
Response Timeline: Acknowledgment within 24 hours; Resolution within 30 days
Grievances related to data privacy will be addressed as per our Privacy Policy and applicable data protection laws. Consumer complaints may also be raised at the National Consumer Helpline: 1800-11-4000.
We are committed to resolving every genuine concern fairly and promptly. We believe in transparent, respectful communication and will make every reasonable effort to resolve issues without the need for legal proceedings.
Your access to and use of Luckybhau Prosperity Architect Platform confirms that you have read, fully understood, and agree to be bound by these Terms & Conditions in their entirety, including all future amendments.
If any part of these Terms is unclear, concerning, or you'd like clarification before using our platform — please reach out. We welcome every honest question and will respond promptly.